LIC, Health, Motor, Travel Insurance Delhi/Noida/Greater Noida: group health insurance

Showing posts with label group health insurance. Show all posts
Showing posts with label group health insurance. Show all posts

Monday, January 16, 2023


Individual, Group, Family Health Insurance

We understand that choosing the right health insurance plan can be overwhelming, which is why we're dedicated to providing our clients with the information and resources they need to make an informed decision. Our team of experienced insurance professionals is here to help you navigate the complex world of health insurance, and find a plan that meets your needs and budget.

We offer a wide range of health insurance options, including:

Individual health insurance plans for individuals and families

Group health insurance plans for businesses and organizations

Medicare and Medicaid plans for seniors and low-income individuals

Short-term health insurance for temporary coverage

Dental and vision insurance for added protection

Individual health insurance is a type of insurance that is designed for individuals, rather than groups or families. This type of insurance typically provides coverage for medical expenses, including doctor's visits, hospital stays, and prescription drugs. It is usually purchased by people who do not have access to group health insurance through their employer or are self-employed.

Group health insurance is a type of insurance that is provided to a group of people, usually through an employer or other organization. This type of insurance typically covers medical expenses for employees, their dependents, and sometimes even retirees. Group health insurance is often more affordable than individual health insurance because the cost is spread out among a larger number of people.

Family health insurance is a type of insurance that is designed to provide coverage for a family, rather than an individual or group. This type of insurance typically covers medical expenses for a husband, wife, and their children. Family health insurance plans often include coverage for preventative care, such as immunizations and routine check-ups, as well as coverage for more serious medical conditions.

When it comes to choosing between individual, group, and family health insurance, it's important to consider factors such as cost, coverage, and the specific needs of you and your family. For example, if you're single and don't have any dependents, an individual health insurance plan may be the best choice for you. On the other hand, if you have a family and are looking for comprehensive coverage, a family health insurance plan may be a better option.

In summary, individual health insurance is for one person, group health insurance is for a group of people, and family health insurance is for a family. The choice will depend on your specific needs, budget, and the coverage you require.

In addition to our comprehensive insurance options, we also have a user-friendly website that allows our clients to easily compare plans, get a quote, and enroll online. Our online portal also allows our clients to view their policy details, make payments, and access claim forms.

We pride ourselves on providing excellent customer service and are dedicated to helping our clients understand their health insurance options. If you have any questions or need assistance, please don't hesitate to contact us.

We are dedicated to providing our clients with the best possible health insurance options at an affordable price. Contact us today to learn more about our plans and how we can help you and your family stay protected. 

Saturday, February 11, 2017


Buy Cheapest Online Health Insurance Online Plan

Religare Health Insurance Care Plan Features

Features/ Plan (SI) 5, 7, 10 lacs Elite Plus- 15, 20, 25, 30, 40 lacs
In patient hospitalization Upto Sum Insured Upto Sum Insured
Pre-hospitalization 30 days 30 days
Post-hospitalization 60 days 60 days
Day Care Treatments Yes Yes
Room Rent Single Private Room Single Private Room
(upgradable to next level)
ICU charges No Sub-Limit No Limit
Ambulance Cover Rs.2,000/ hospitalization Rs.2,500/ hospitalization
Domicilliary hospitalization Upto 10% of SI Upto 10% of SI
Health Check-up Yes, all members Yes, all members
Recharge of SI Yes Yes
No Claim Bonus Yes Yes
Organ Donor Cover Rs.100,000 Rs.200,000
Second opinion Yes Yes
Alternative Treatments Upto Rs.20,000 Upto Rs.30,000

To buy Cashless Health Insurance click Religare Health Insurance

Religare Health Insurance Care Policy Terms

Policy Terms

Minimum entry age 91 days
Maximum age No age bar
Renewal Lifelong Renew-ability. The Policy can be renewed under the then prevailing
Renewal Premium Premium payable on renewal and on subsequent continuation of cover arc subject to change with prior approval from IRDA.
Co-payment No Co-payment in policy, if age of the eldest member insured with us at the time of first policy is below 61 years.
20% Co-payment will be applicable in policy, if age of the eldest member insured with us at the time of first policy is 61 years or above 61 years i.e. you will have to pay 20% of the claim amount under the policy, if any.
Waiting period 30 days for any illness except injury
Waiting period for pre-existing illnesses Four years of continuous coverage
Change in Sum Insured You can enhance your sum insured under the policy only upon renewal
Grace period 30 days from the date of expiry to renew the policy

Plan Details

Cashless Hospitalization & Day Care Treatment

If you are admitted to a hospital for in-patient care, for a minimum period of 24 consecutive hours, we pay from room charges to operation theatre charges and more. We also pay for your medical expenses if you undergo even a day care treatment at a hospital that requires hospitalization for less than 24 hours - we cover a comprehensive range of 170 day care treatments, the highest in industry. You will also get cashless treatment at our over 4758+ network hospitals and reimbursement in any other hospital of your choice.

Pre & Post hospitalization

We cover the related medical expenses incurred by you even 30 days before your hospitalization. There may also be follow-up visits to your medical practitioner, medication that is required etc. We cover the related medical expenses incurred by you after your hospitalization also, for a period of 60 days.

Auto Recharge of your Sum Insured

If due to claims made, you ever exhaust your health cover, we recharge the entire sum insured of your policy for you, in the policy year. This is applicable on all policies. All this at no extra cost!

Avail Health Check-ups, every year

Our wish is your good health. To pre-empt your ever having to visit a hospital, you can avail our comprehensive health check-ups for yourself and members covered as adult in the policy, every year. Even if you make a claim with us! Just call our call center anytime, to schedule your appointment. Its simple.

Daily Allowance

This will help you take care of the incidental non-medical expenses (attendant meals, transportation etc.) incurred during hospital stay.

No Sub-Limits !

As far as we are concerned, it is your money – All our plans come without any cap on vital expenses like doctor/surgeon fees, operation theater & allied charges, to name a few. No room rent limit charges plans start from 5 Lac.

Avail Treatment anywhere in the World

Our care knows no boundaries, literally. So, while we ensure you have access to the best healthcare services, we leave it to your discretion whether you would wish to avail certain specialized treatments in India or abroad and reimbursed as per policy. Available for sum insured of 50 and 60 Lacs plans.

No Co-Payment Plans

Co-payment means the insured would have to pay a part of the claim amount. Generally, companies ask for 20%. But ALL of our plans are 'No Co-payment' plans for entire life, if the person to be insured is less than 61, at the time of 1st buy of the policy. If the person is more than 61 yrs at the time of 1st buy of policy, they can choose 3 or 4 Lacs plans to have 'No Co-Payment' Option plan.

No 'Claim-based' loading & Get Lifetime Renewability

We want you there for you, for your entire life. That's why none of our plans have any 'Claim-based loading' of premiums at the time of renewals. The Policy can also be renewed lifelong under the prevailing Health Insurance Product or its nearest substitute approved by IRDA.

Get additional 100% No-Claim Bonus

If you did not need to have any claim in your health insurance policy in a year, you will get a super increase of 50% bonus in your sum insured every year in additon to 10%. Your bonus keeps building up, up to 100% of your sum insured! It’s just our way to tell you that we’re there with you in good times and in bad. This benefit is available in Super No-claim bonus plans. In all other plans you get an increase of 10 per cent in your sum insured during the next year. And for every year that you enjoy un-interrupted good health, your bonus keeps building up, up to 50% of your sum insured!

Review your decision

After purchasing your policy, if you find it unsuitable, you can cancel the same with us. Our policy comes with a free look period of 15 days.

Other great Tax benefits-

There's still lot more we have for you! All our policies are eligible for claiming deduction for Tax Benefit under section 80D, Floater Cover, Ambulance expenses covered, Organ donor medical expenses covered, Domiciliary hospitalisation covered, Increase your Policy’s Sum Insured even later,10%discount on 3 year policy term and 7.5% Discount on 2 year policy terms, online instant health insurance buy and more.

47817 care -_health_insurance_plan_brochure from Satyendra Gupta

To buy Cashless Health Insurance click Religare Health Insurance