LIC, Health, Motor, Travel Insurance Delhi/Noida/Greater Noida: Money Back Plan

Showing posts with label Money Back Plan. Show all posts
Showing posts with label Money Back Plan. Show all posts

Friday, June 28, 2013

Friday, May 17, 2013

LIC Of INDIA

LIC's Bima Account -1 Features & Plan Details


What does LIC's Bima Account - 1 Offer you?

Balance in your Account ( Total investment in regular premium account + Total investment in top up premium account - expenses) on surviving the policy term you have chosen (5 to 7 years),

Sum Insured + Balance in your account ( Total investment in regular premium account till the day of death + Total investment in top up premium account till day of death - expenses till the day of death) in case you do not survive the policy term chosen ( 5 to 7 years)

Guaranteed Interest at 6% per annum on the balance in your account,

Possibility of enhanced interest on the premium account portion of the policy account,

Loan against surrender value at 9.00% per annum simple interest after 1 year from the commencement,

Facility for topping up the premium with additional amount.

Why Should You Invest On LIC's Bima Account-1?

It is a short term plan of 5 to 7 years.

You are assured of a minimum 6% per annum on the balance in your account. In addition, there is a possibility of higher returns on your premium account. But in reality, you are earning more every year, since, more and more amount out of your gross investment is getting transferred to your policy account with reduction in charges towards expenses. Coupled with Section 80C benefit subject to a overall limit of Rs 1 Lakh per annum allowed for various savings and full I.T exemption on the claim amount you receive under section 10(10D) of the I.T Act, you will observe Bima Account 1 as one of the most lucrative investment options you love to explore.

The plan offers quite an impressive life insurance coverage right from day one till day last. In addition, entire balance in the policy account is returned in such an event marking the uniqueness of the plan!

Policy loans available under the plan offer you additional investment facilities without affecting any of the policy privileges.

These are some of the prominent reasons why you should invest on LIC's Bima Account-1) as much as you can.

How long you need to Invest on LIC's Bima Account-1?

5 to 7 years ceasing at death, if it occurs early.

What are the Modes of Investment available under LIC's Bima Account-1?

Yearly, Half-yearly or Quarterly or Monthly.



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LIC Of INDIA

LIC's Bima Account -2 Features & Plan Details

What does LIC's Bima Account - 2 Offer you?
Balance in your Account ( Total investment in regular premium account + Total investment in top up premium account - expenses) on surviving the policy term you have chosen (10 to 15 years),
Sum Insured + Balance in your account ( Total investment in regular premium account till the day of death + Total investment in top up premium account till day of death - expenses till the day of death) in case you do not survive the policy term chosen ( 10 to 15 years)
Guaranteed Interest at 6% per annum on the balance in your account,
Possibility of enhanced interest on the premium account portion of the policy account,
Loan against surrender value at 9.00% per annum simple interest after 1 year from the commencement,
Facility for topping up the premium with additional amount.
Why Should You Invest On LIC's Bima Account-2?
It is a short term plan of 10 to 15 years.
You are assured of a minimum 6% per annum on the balance in your account. In addition, there is a possibility of higher returns on your premium account. But in reality, you are earning more every year, since, more and more amount out of your gross investment is getting transferred to your policy account with reduction in charges towards expenses. Coupled with Section 80C benefit subject to a overall limit of Rs 1 Lakh per annum allowed for various savings and full I.T exemption on the claim amount you receive under section 10(10D) of the I.T Act, you will observe Bima Account 2 as one of the most lucrative investment options you love to explore.
The plan offers quite an impressive life insurance coverage right from day one till day last. In addition, entire balance in the policy account is returned in such an event marking the uniqueness of the plan!
Policy loans available under the plan offer you additional investment facilities without affecting any of the policy privileges.
These are some of the prominent reasons why you should invest on LIC's Bima Account-2) as much as you can.

How long you need to Invest on LIC's Bima Account-2?
10 to 15 years ceasing at death, if it occurs early.
What are the Modes of Investment available under LIC's Bima Account-2?
Yearly, Half-yearly or Quarterly or Monthly.


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Friday, March 1, 2013

LIC Of INDIA

LIC Children's Plan Details & Features

LIC Child plan are design to give good and financially secured life to your child. LIC Children plan gives you option to choose to fit your need, such as listed in below list.
It is the Premium Waiver advantage that secures your child upcoming if something unlucky happens to you. This makes them interesting, and a worth investing your money.
LIC Child Plan Currently Available Products to Purchase
1) LIC Jeevan Anurag – LIC Jeevan Anurag is plan designed for the children educational requirements. This plan can be taken on the parent’s life. The basic sum assured is given immediately on the death of the life assured during the term of the policy.
2) LIC Jeevan Kishore – LIC Jeevan Kishore is a plan which can be availed by the parent or grand parents of the children. It is an endowment assurance plan for children of less than 12 years of age.
3) LIC Jeevan Chhaya – LIC Jeevan Chhaya is a plan where financial protection is given against death during the term of the plan. LIC Jeevan Chhaya is an Endowment Assurance plan. Besides this benefit one-fourth of Sum Assured is payable at the end of each of last four years of policy term irrespective if the life assured dies or survives the duration of the policy.
4) LIC Komal Jeevan – LIC Komal Jeevan  a Money Back Plan which can be bought by the parent or grand parent for their child from the age of 0-10years. LIC Komal Jeevan plan gives financial protection against death during the duration of the plan with periodic payments on survival at specified durations.
5) LIC Child Future Plan – LIC Child Future Plan is a  policy where the future needs like education, marriage and other requirements are taken care of. This plan provides a benefit which not only takes care of the risk cover of the child during the policy but also after 7 years of the policy being expired.
6) LIC Child Career Plan – LIC Child Future plan is to meet the educational and other needs of the child. It provides the risk cover on the life of child during the policy term as well as 7 years after the policy has expired. There are also Survival benefits given to the life assured at the end of a specific duration.
7) LIC Children's Deferred Endowment (CDA) Vesting at 21 – This is an Endowment Assurance plan designed to enable a parent , legal guardian or any near relative of the child to provide insurance cover on the life of the child (called life assured).
8 ) LIC Children's Deferred Endowment (CDA) Vesting at 18 – This is an Endowment Assurance plan designed to enable a parent, legal guardian or any near relative of the child to provide insurance cover on the life of the child (called life assured).

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